For tips on using the boat search, click here.
We can only accept sums insured which tally with the values on our boat type database.
Every hull policy needs a minimum premium which allows for the expense of arranging a policy. With boats of lesser value, the premium may not change in spite of the boat values being amended. This is because the minimum premium would not be reach
The following criteria must be met:
After you send in your proposal to YACHTING24, it is checked. You receive a reply a short time later, so cover can commence no sooner than 12 noon CET on the following day. In order to ensure this, please make sure that the start of the insurance and your payment information (bank details) are entered correctly.
A new insurance broking law has been in force since May 2007. Payments which you claim from insurers under existing policies can now only be received and paid to you with your authorisation.
You specify the scope of your insurance yourself. It depends on the options you select on the proposal form. If, for example, you want cover for racing, select this option. You can see the scope of the insurance from the YACHTING24 conditions of insurance. You will find these attached to your insurance recommendation, for example, or under the relevant insurance.
YACHTING24 does not insure any boats which have undergone structural changes which have resulted in considerable deviation from the original design of the production boat. Examples are rig modifications, change of drive or modifications to the structure of the hull.
Boats used commercially cannot be insured with YACHTING24. YACHTING24 issues policies for boats automatically and this is not possible for individual risks such as boats used commercially.
This is not currently possible. This option is being worked on at the moment. In future we will be able to offer insurance for syndicates.
At the moment it is only possible to insure boats sailing under the German, British, Irish, Dutch or Austrian flag. The flag dictates the country in which insurance tax is payable. At the current time, YACHTING24 can only offer policies with German, British, Irish, Dutch or Austrian tax. Other countries are due to follow shortly.
YACHTING24 does not insure rowing boats. YACHTING24 issues policies for boats automatically and this is currently only possible for production boats (motor boats/motor yachts, sailing boats/sailing yachts and jet skis). YACHTING24 does not issue any individual quotes for other water sports risks.
You are permitted to cancel in the following cases:
If the policy ends early, the unearned premium will be refunded on a pro rata basis.
Please click here and complete the claims notification form. Have your access data (e-mail address and password) to the YACHTING24 customer portal to hand.
Cover applies to the vessel specified in the policy, the machinery, equipment, inventory, tenders and fittings. ...more
Yacht liability insurance covers all damage caused by your boat to others for which you are legally liable (this generally implies negligence on your part). ...more
The insurance relates to instances of death or disablement following accidents caused by the steering and use of the vessels described in the policy - irrespective of blame. ...more
The Y24 total loss insurance for yachts covers your yacht in the event of a total loss or constructive total loss. N.B.: there is no cover for partial losses. ...more
Please try to enter all information online, so that your claim can be handled more quickly. Please click here and complete the claim notification form.
The YACHTING24 premium remains the same, even after a loss. We work entirely without a no-claims bonus system. Nevertheless, both parties are entitled to cancel the policy following a loss. See Article 13 para. 2 of the YACHTING24 conditions of insurance.
Please check first of all whether YACHTING24 provides insurance for your boat (to do this, complete a proposal form). If this is the case, cancel your existing insurance. For details of how to cancel your policy, please contact your current insurer. YACHTING24 offers you the opportunity to arrange a policy three months prior to inception so as to avoid any gaps in cover.
No, otherwise you could retro-insure your boat in the event of a loss.
No, allowing others to use the boat free of charge is included in the insurance. Only commercial use is excluded in accordance with Article 6 para. 1 of the Y24 hull conditions.
In the case of partial losses, the necessary repairs costs (labour and materials) are paid as follows:
The cost of transportation to and from the boat yard will be paid without any deduction.
The Agreed Value corresponds to the sum insured, which consists of the value of the boat and the value of any personal effects, outboard engine and trailer. It is paid out without any deductions in the event of a total loss. From the fourth policy year onwards, your boat is insured for its current value. The current value means the value of a boat as new, less a monetary amount for age, use and wear and tear.
A constructive total loss exists if, in the event of a loss, the repair costs exceed the insured value of your boat.
This is evidence of liability insurance in various languages, which is a legal requirement in many countries. You can open and print this certificate within My YACHTING24 in the contracts area (select my policies --> click on manage my policy --> International Certificate of Insurance).
If you want to be sure: use Firefox (Version 1.0 or above) or Internet Explorer (Version 6.0 or above). Java and JavaScript are needed and must therefore be activated.
You can make it much more difficult for your password to be misused if you follow a few basic rules. A password should:
Spaces in the password are not permitted.
Your insurance cover is jeopardised amongst other things if:
Only buy the insurance protection you want. In order to put together your individual quote, click here.
What steps are required and how is a policy created?
What documents should you have to hand?
Example of hull insurance
for your Contessa 32
from as little as £124.00
or your Sea Ray 225
from as little as £200.00
You should know who you’re buying your insurance from and why you can rely on YACHTING24. Click here for full information.