We work entirely without a no-claims bonus system. So the premium remains the same, even after a loss. Nevertheless, both parties are entitled to cancel the policy in the event of a loss. See Article 13 para. 2 of the YACHTING24 conditions of insurance.

This sailing ground includes the waters of the North Sea (not south of the line between Dover and Calais and not north of the line between Bergen and Cape Wrath) and the Baltic, as well as European rivers and inland waterways. In estuaries, an imaginary continuation of the coastline forms the boundary between the inland waterways and the neighbouring sea.